CD/IRA Rates

Minimum deposit for CD accounts is $500 | Minimum deposit for IRA CD accounts is $50. 
ANNUAL PERCENTAGE YIELD (APY) IS LISTED.
 

APYs effective: May 1-31, 2021

TERM
$500-9,999.99 $10,000-49,999.99

$50,000- $99,999.99

$100,000 +
3 mths
0.04%
0.06%
0.08%
See our Market Max page
6 mths
0.10%
0.12%
0.14%
 
12 mths 0.30% 0.30% 0.30%  
 
       
18 mths
0.35%
0.36%
0.37%
 
24 mths
0.40%
0.42%
0.45%
 
36 mths
0.50%
0.52%
0.55%
 
48 mths
0.55%
0.57%
0.60%
 
60 mths
0.70%
0.72%
0.75%
 
72 mths
0.75%
0.80%
0.85%
 

 

     VARIABLE IRA     0.90% 

If you have more than $150,000 household deposits at Bath State Bank, check our Market Max CD interest rates.

Individual Retirement Accounts (IRAs) may be deposited at the same interest rate as the non-IRA Certificates of Deposit. IRA's are also available at a variable interest rate. This type of IRA must be written for a term of 18 months and the interest rate adjusts on the 1st day of the following months: February, May, August and November.

Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to one year, the penalty is 3 months interest on the amount withdrawn; for more than one year, the penalty is six months interest on the amount withdrawn.

APY = annual percentage yield. All APY's are calculated using daily compounding.
All interest rate information subject to change

Fees may reduce earnings on the account