ANNUAL PERCENTAGE YIELD (APY) IS LISTED
APYs effective: November 1-30, 2025
| Early Harvest Money Market | APY | 
|---|---|
| Up to $24,999.99  | 0.50% | 
| $25,000-$49,999.99 | 0.60% | 
| $50,000-$99,999.99 | 0.80% | 
| $100,000-$149,999.99 | 1.16% | 
| $150,000 and over  | 1.52% | 
| Variable IRA | 2.00% | 
| Health Savings Account | 0.20% | 
| Super NOW Checking (up to $749.99) | 0.01% | 
| Super NOW Checking ($750-$2,499.99) | 0.05% | 
| Super NOW Checking ($2,500 and over) | 0.10% | 
| NOW Checking (up to $749.99) | 0.01% | 
| NOW Checking ($750 and over) | 0.05% | 
|  | |
| Savings/Kids Club | 0.10% | 
Minimum deposit for Early Harvest accounts $5,000. If the balance changes within the month, the APY also changes to match the balance. See Early Harvest Money Market for more information.
Minimum deposit for IRA accounts $50. The interest rate may be adjusted on the 1st day of the following months: February, May, August and November. See IRA or more information.
Minimum deposit for Health Savings accounts none. See Health Savings for more information.
Minimum deposit for Super NOW Checking accounts $2,500. If the balance changes within the month, the APY also changes to match the balance. See Super NOW Checking for more information.
Minimum deposit for NOW Checking accounts $750. If the balance changes within the month, the APY also changes to match the balance. See NOW Checking for more information.
Minimum deposit for Savings/Kids Club accounts $5. If you fail to maintain the minimum balance of $5, we reserve the right to close the account or transfer the funds to an existing account. See Savings for more information.
APY = annual percentage yield. All APYs are calculated using monthly compounding. 
All interest rates subject to change
Fees may reduce earnings on the account
 FDIC-Insured - Backed by the full faith and credit of the U.S. Government
  FDIC-Insured - Backed by the full faith and credit of the U.S. Government