Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: October 09, 2025

Year
Interest Rate
Point
  APR
30 year fixed    6.125%
  1 
  6.263%
30 year fixed 6.375% 0.5   6.466%
30 year fixed 6.500%
  0
  6.543%
20 year fixed 5.500%
  1
  5.679%
20 year fixed 5.625% 0.5   5.742%
20 year fixed 6.000%
  0 
  6.056%
15 year fixed 5.375%   1   5.600%
15 year fixed 5.500% 0.5   5.647%
15 year fixed 5.750%   0   5.820%
10 year fixed 5.125%   1   5.444%
10 year fixed 5.250% 0.5   5.458%
10 year fixed 5.500%   0   5.599%

 

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate