Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: October 5, 2026

Year
Interest Rate
Point
  APR
30 year mortgage    7.500%
  1 
  7.650%
30 year mortgage  7.625% 0.5   7.724%
30 year mortgage  7.750%
  0
  7.797%
20 year mortgage  7.250%
  1
  7.441%
20 year mortgage  7.500% 0.5   7.626%
20 year mortgage  7.625%
  0 
  7.685%
15 year mortgage  6.750%   1   6.984%
15 year mortgage  7.000% 0.5   7.154%
15 year mortgage  7.125%   0   7.198%
10 year mortgage  6.750%   1   7.079%
10 year mortgage  6.875% 0.5   7.090%
10 year mortgage  7.125%   0   7.227%