Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: January 20, 2021

Years
Interest Rate
Point
Out of Pocket Cost
APR
**Max Loan-to-Value
30 year fixed
2.625%
1
+
2.722%
95%
30 year fixed
2.750%
1/2
+

2.808%

95%
30 year fixed
2.750%
0

 

+
2.769%
95%
20 year fixed

2.375%

1
+
2.512%
95%
20 year fixed

2.500%

1/2
+
2.582%
95%
20 year fixed
2.625%
0
+

2.652%

95%
15 year fixed
2.125%
1
+

2.302%

95%
15 year fixed
2.250%
1/2
+
2.356%
95%
15 year fixed
2.250%
0
+

2.285%

95%
10 year fixed
2.125%
1
+
2.385%
95%
10 year fixed
2.125%
1/2
+

2.280%

95%
10 year fixed
2.250%
0
+
2.302%
95%
           

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value = Pending usage of loan