ATM LOCATIONS: Fee-free locations for withdrawals
Fee-free locations for Bath State Bank customers are in the Bath's third drive-up lane, West College Corner branch first drive-up lane, Liberty branch first drive-up lane and at the bottom of the hill in Brookville on Main Street (south of town.) The Bank's cards are accepted at thousands of ATM locations throughout the United States.
ATM DEBIT CARD
Bank State Bank's ATM Card is another great option. This card is used solely at ATMs. You can withdraw funds from your checking and/or savings account. Carrying an ATM card is a great idea, as you have the ability to get cash when the Bank is closed. It is always a good idea to have another form of payment in the event communication lines are down.
DEBIT CARD TIED TO A CHECKING ACCOUNT
Bath State Bank's Debit Card can be used as a point-of-sale and is a replacement for checks anywhere VISA is accepted. All you need to do is sign your sales slip as you would with any credit card. The amount of each purchase is deducted from your checking account and reported on your monthly statement. Get cash at ATMs, transfer money between accounts and see all transactions reported on your monthly statement. Carrying a debit card (tied to a checking account) is a great idea, as you have the ability to get cash when the Bank is closed. It is always a good idea to have another form of payment in the event communication lines are down. Please note: Debit cards tied to Savings Accounts are not authorized for point-of-sale transactions.
SECURITY and PINS
You will receive instructions on how to set up your own PIN (Personal Identification Number) with your new debit/ATM card. Please follow those instructions. If you need assistance, please give us a call and we will be happy to assist you. For security, you should never give your PIN to anyone. Keep the PIN in a secure location and never carry it in your wallet or purse.
ATM APPLICATION
To apply for either card, please stop by one of our locations or give us a call and we will be happy to send you an application.
HELPFUL HINTS
Keep track of your ATM receipts in one place so that you can find them easily — don't leave your receipts in the ATM. Shred or dispose of your receipts at home when you no longer need them.
Avoid making purchases online using the Debit Card. Online trial offers may only be good for 30 days and somewhere the fine print may authorize the company to charge you a monthly service fee if you haven’t cancelled by their deadline. You must contact that company to dispute the charges. These recurring charges can be difficult to get refunded and stopped.
Is there a spending limit with my Debit Card?: Yes, there is a fixed spending limit for your protection; however, if you wish to adjust this, please call the Bank and we will be happy to discuss changing your card limit.
HELP . . . I LOST MY PIN
Please call Bath State Bank (765-732-3022) to receive further instructions.
HELP . . . MY CARD WAS STOLEN
Please call us immediately (or on the next business day) to report your lost or stolen card. Your liability is limited to $50; however, if you do not report the loss of theft right away, you could be responsible for $500. More information about Lost/Stolen Wallets.
Notes: All cards issued are subject to Bath State Bank's discretion and are the property of Bath State Bank. Cards may be revoked at any time and surrendered upon request.