Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: October 23, 2026

Year
Interest Rate
Point
  APR
30 year mortgage    7.000%
  1 
  7.145%
30 year mortgage  7.125% 0.5   7.221%
30 year mortgage  7.375%
  0
  7.421%
20 year mortgage  6.750%
  1
  6.937%
20 year mortgage  6.875% 0.5   6.998%
20 year mortgage  7.125%
  0 
  7.184%
15 year mortgage  6.500%   1   6.732%
15 year mortgage  6.625% 0.5   6.777%
15 year mortgage  6.875%   0   6.947%
10 year mortgage  6.500%   1   6.827%
10 year mortgage  6.625% 0.5   6.839%
10 year mortgage  6.875%   0   6.976%