Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective February 26, 2024

Years
Interest Rate
Point
Out of Pocket Cost
APR
**Max Loan-to-Value
30 year fixed   

6.750%

 1 

+

6.893%
95%
30 year fixed
6.875%
0.5
+

6.969%

95%
30 year fixed

7.000% 

 
  0
+
7.045%
95%
20 year fixed

6.500%

 1
+
6.686%
95%
20 year fixed

 6.625%

 0.5

+
6.747%
95%
20 year fixed

7.000%

  0 
+

7.058%

95%
15 year fixed

 6.250%

 1
+

 6.481%

95%
15 year fixed

 6.500%

 0.5 +  6.652%
95%
15 year fixed  6.750%   0
+

6.822%

95%
10 year fixed

 6.250%

  1 +  6.575%
95%
10 year fixed

 6.375%

 0.5 +  6.588%
95%
10 year fixed

 6.625%

  0

 +  6.726% 95%

 

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value = Pending usage of loan