FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentANNUAL PERCENTAGE YIELD (APY) IS LISTED.
APYs effective: October 1-31, 2025
|
TERM
|
$500-9,999.99 | $10,000-49,999.99 |
$50,000- $99,999.99 |
$100,000 + |
|---|---|---|---|---|
|
3 mths
|
0.04%
|
0.06%
|
0.08%
|
See our Market Max page |
|
6 mths
|
0.10%
|
0.12%
|
0.14%
|
|
|
SPECIAL
12 mths
|
3.25% | 3.25% | 3.25% | |
|
SPECIAL
15 mths
|
3.75% | 3.75% | 3.75% | |
|
24 mths
|
0.30%
|
0.31%
|
0.32%
|
|
|
SPECIAL
36 mths
|
3.50%
|
3.50%
|
3.50%
|
|
|
48 mths
|
0.40%
|
0.41%
|
0.42%
|
|
|
54 mths
|
0.45%
|
0.45%
|
0.45%
|
|
|
60 mths
|
0.50%
|
0.51%
|
0.53%
|
|
|
72 mths
|
0.55%
|
0.56%
|
0.57%
|
| VARIABLE IRA |
2.00% |
If you have more than $150,000 household deposits at Bath State Bank, check our Market Max CD interest rates.
Individual Retirement Accounts (IRAs) may be deposited at the same interest rate as the non-IRA Certificates of Deposit. IRA's are also available at a variable interest rate. This type of IRA must be written for a term of 18 months and the interest rate adjusts on the 1st day of the following months: February, May, August and November.
Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to 15 months, the penalty is 3 months interest on the amount withdrawn; for more than 15 months, the penalty is six months interest on the amount withdrawn.
APY = annual percentage yield. All APY's are calculated using daily compounding.
All interest rate information subject to change
Fees may reduce earnings on the account