FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentAll interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.
Effective: November 26, 2025
| Year |
Interest Rate
|
Point
|
APR | |
|---|---|---|---|---|
| 30 year fixed | 5.875% |
1
|
6.011% | |
| 30 year fixed | 6.000% | 0.5 | 6.089% | |
| 30 year fixed | 6.125% |
0
|
6.167% | |
| 20 year fixed | 5.500% |
1
|
5.679% | |
| 20 year fixed | 5.625% | 0.5 | 5.742% | |
| 20 year fixed | 5.875% |
0
|
5.931% | |
| 15 year fixed | 5.250% | 1 | 5.474% | |
| 15 year fixed | 5.375% | 0.5 | 5.522% | |
| 15 year fixed | 5.750% | 0 | 5.820% | |
| 10 year fixed | 5.000% | 1 | 5.318% | |
| 10 year fixed | 5.250% | 0.5 | 5.458% | |
| 10 year fixed | 5.500% | 0 | 5.599% |
All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan
APR = Annual Percentage Rate