Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: May 19, 2026

Year
Interest Rate
Point
  APR
30 year fixed    6.500%
  1 
  6.641%
30 year fixed 6.625% 0.5   6.718%
30 year fixed 6.750%
  0
  6.794%
20 year fixed 6.250%
  1
  6.434%
20 year fixed 6.375% 0.5   6.496%
20 year fixed 6.500%
  0 
  6.557%
15 year fixed 5.875%   1   6.103%
15 year fixed 6.000% 0.5   6.149%
15 year fixed 6.250%   0   6.321%
10 year fixed 5.750%   1   6.072%
10 year fixed 5.875% 0.5   6.086%
10 year fixed 6.125%   0   6.225%