Residential Mortgage Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: March 27, 2026

Year
Interest Rate
Point
   APR
30 year fixed    6.500%
  1 
   6.641%
30 year fixed 6.625% 0.5   6.718%
30 year fixed 6.875%
  0
   6.919%
20 year fixed 6.125%
  1
   6.308%
20 year fixed 6.375% 0.5   6.496%
20 year fixed 6.625%
  0 
   6.682%
15 year fixed 5.750%   1   5.977%
15 year fixed 5.875% 0.5   6.024%
15 year fixed 6.125%   0   6.196%
10 year fixed 5.750%   1   6.072%
10 year fixed 5.875% 0.5   6.086%
10 year fixed 6.125%   0   6.225%

 

 

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate