Round down your balance — and save the rest! Each time you check your Bath State Bank Checking account, take whatever amount is over a whole number and move it to your BSB savings account.
For example: If your balance is $826.04, move that $6.04 to savings.
It’s quick, painless and you’ll barely notice it’s gone from your checking account, but over time, those small transfers really add up and grow your savings account. Little by little, you’re building a new habit and a safety net for 2026.
It's winter. They say the snow is coming this weekend (Jan. 24-25!) According to area reports, we are in the 8-12 inch range of snowfall with gusty winds through Monday. Our areas tend to get many drifts, and electric can be a problem with the high winds and ice on power lines.
Listed below are the inclement weather advisory levels for Indiana which Bath State Bank follows. Watch our FB page for announcements, but in the event there is a power outage or cell tower outage -- we might have an issue posting. Please call before you drive to the Bank, or just stay home.
If you need to be in the roads due to your job -- use caution. Otherwise, pay your bills through our online banking software, break out the board games and enjoy snowmageddon.
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In the event of inclement weather advisories issued by the State of Indiana . . .
+ If Franklin County is on a Level Red advisory – the Bath location will be closed.
+ If Union County is on a Level Red advisory – Liberty and West College Corner locations will be closed.
+ If a level is moved to Orange or Yellow before the Noon hour, Bath State Bank will adjust hours according to the safety of our staff and customers. Simply watch our FB page for announcements that day.
Level Red means that all county roadways are closed to non-emergency personnel. No one should be using county roadways unless it is absolutely necessary to travel.
For the safety of our employees, Bath State Bank will adhere to the Indiana advisory.
New Regulation for 2026: Effective Jan. 1, 2026, you can use your HSA funds to pay for Direct Primary Care memberships.
A Health Savings Account (HSA) is a tax-advantaged personal savings account for individuals enrolled in a High Deductible Health Plan (HDHP) to pay for qualified medical expenses like deductibles, co-pays , prescriptions and such. Funds grow tax-free and withdrawals for eligible medical costs are tax-free -- offering a way to save and pay for healthcare with pre-tax dollars.
A health savings account is yours, not your employer’s. You control the account. If you switch jobs, no problem as your account remains with you. You operate it with a special HSA debit card/checkbook. BSB offers these accounts. Simply ask about the account today, and how it would benefit you and your family.
An HSA offers a unique blend of tax advantages and flexibility. That’s a game-changer in your financial planning. A few fun facts about its use include:
--The funds are portable and never expire
--You can use it as a retirement fund after age 65
--You can use it for surprisingly common items beyond hospital stays and prescription drugs. Many people are unaware that HSA funds can be used for: Over-the-counter medications, sunscreen, chiropractic care, hygiene products, hearing aids, pill organizer, eyeglasses/contacts, birth control, acupuncture, transportation for medical care, dental services, breast pumps, compression socks, lip balm, air purifiers and more.
New Regulation for 2026: Effective Jan. 1, 2026, you can use your HSA funds to pay for Direct Primary Care memberships.
$1,700 in Random Kindness was sprinkled throughout our community last week as Bath State Bank’s Random Act of Kindness benefitted residents in several counties. Employees had the opportunity to nominate an organization or person for a random $100 donation. Every employee who submitted a nomination had their “kindness wish” granted.
Those receipts are: Union County Adopt-A-Dog, Heavenly Pet Hound Crematorium, Union County High School Choir/Musical, Sisters in Christ, Liberty FFA Chapter, 118 Foundation, Union County Foundation Chris Haas Memorial Scholarship, Franklin County Humane Society (2 nominations), St. Michael School PTO T.E.A.M., Union County Community Care, a family in Liberty (2 nominations), a family in Brownsville, and a family in Connersville (3 nominations.)
“I am proud of our staff for having thoughtful, generous hearts as they support causes near and dear to them and our community,” said BSB President/CEO Logue.
We are proud to share our Mission to ‘build genuine relationships with our customers and community by caring for them like family’ and making our community a better place to live. Merry Christmas!
In the spirit of joy and gratitude, we want to express our heartfelt holiday wishes to you and your family. May your Christmas season be filled with joy, laughter and good health.
As a reminder, Bath State Bank will close at Noon on Dec. 24th for Christmas Eve and will be closed on Christmas Day. Our online banking/mobile app and our ATMs (located in Bath, West College Corner, Liberty and Brookville) are available 24/7.
Thank you for your business. We will reopen on December 26. Happy Christmas!
As we buy and mail presents during the holidays, the high volume of mail and packages provides many avenues for scammers. Deliveries can be easy targets for thieves and con artists, and so can email.
When you’re expecting a lot of packages over the holidays, shippers will often provide updates on the order status. Knowing this, scammers will also send phishing emails pretending to be from companies like FedEx and UPS to lure us to phony web pages and get us to share personal information.
Look closely at delivery notifications and email updates before you click on links or input information. Remember, UPS and FedEx won’t ask for personal information via email.
All of those packages stacking up outside your door can be tempting for thieves. Consider tracking your package so you’ll know when they’ve arrived or perhaps have them delivered to your workplace to ensure packages arrive safely.
It's Santa Day! Santa Day is our holiday tradition for our BSB customers and shareholders for the past 35 years. Our event is Dec. 5 in Bath, 4:30 p.m.–7 p.m. We hope to see you for Santa Day. No early-birds please as we need time to prepare for Santa’s arrival.
Have you heard? The U.S. Treasury stopped the production of the U.S. Penny earlier than previously announced as the final penny was stamped earlier this month. This marks the end of production of the one-cent coin after more than 230 years in circulation.
It costs 3.7 cents to produce a penny. This decision, driven by the high cost of manufacturing pennies and declining cash use, is projected to save taxpayers approximately $56 million annually.
Pennies will remain legal tender, which is fortunate since more than a billion dollars’ worth are in circulation. Most are rarely used as they gather dust in dresser-top coffee cans, are forgotten in vehicles or discarded in “take a penny, leave a penny” bowls at cash registers.
Hoarding pennies is not necessary. Pennies will not inherently become more valuable after production ends as they will still be worth one-cent.
We will have more information about this important topic when the Federal Reserve announces new regulations early next year.
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