President's Message

Our forefathers had a vision when they established Bath State Bank back in 1924 – to bring economic strength to the surrounding communities. Their message was clear and their intent was strong – to meet the needs of our customers and help their dreams come true. We have continued to persevere, to be effective and to make a difference.

Through this economic time, we have remained united and determined to emerge stronger than ever.  We have remained determined to continually add strength to our community. We continue to focus our efforts every step of the way every day and we do this one way – TOGETHER.

We have emerged from an original $25,000 capital investment to over $13 million today and our assets exceed $147 million. We serve more than 30 counties with two rural Indiana locations – Bath and West College Corner. Our West College Corner branch opened on November 12, 2008, and it has exceeded our expectations in deposit and loan growth.

With all the mergers and acquisitions that have taken place over the years, we have remained a locally owned, independent bank. A key advantage is that our decisions are made right here in Bath, Indiana, and our policies are developed to best fit the needs of our customers. I always look back over the years to see where we began and where we are today.

Our Mission Statement sums it all up: “Building genuine relationships with our customers and community by caring for them like family.”

As President and CEO, I face the challenges of the banking industry – and I do this with my staff and Board of Directors. When it comes down to it, having the right people by your side is what matters. I credit my staff and Board for the long hours they endure, the sacrifices they make, and the deep seeded passion they have for you and the communities we serve.

Thank you for your support and inspiration. You are the key measurement of our success.

— George W. Ferriell, President/CEO