Checking

BASIC CHECKING

Rate Information: This account does not earn interest.
Limitations: A deposit of $25 is required to open this account.
Account Fees: No minimum balance required; however, if your balance falls into the negative — a bounce protection fee or overdraft fee could apply.


NOW CHECKING

Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield are disclosed on the BSB Interest Rate Chart. At our discretion, we may change the interest rate and annual percentage yield. Interest begins to accrue on the business day you make a deposit if received by 2 p.m. Interest will compound monthly. Interest will be credited to the account monthly.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Limitations: A deposit of $750 is required to open this account.
Account Fees: A service charge of $6 will be assessed each statement cycle if your daily account balance falls below $750.


SUPER NOW CHECKING

Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield are disclosed on the BSB Interest Rate Chart. At our discretion, we may change the interest rate and annual percentage yield. Interest begins to accrue on the business day you make a deposit if received by 2 p.m. Interest will compound monthly. Interest will be credited to the account monthly.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Limitations: A deposit of $2,500 is required to open this account.
Account Fees: A service charge of $10 will be assessed each statement cycle if your daily account balance falls below $2,500.


EARLY HARVEST MONEY MARKET

Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the BSB Interest Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the business day you deposit non-cash items (example checks.) Interest will compound monthly and will be credited to the account monthly.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $5,000 in the account each day to obtain the disclosed annual percentage yield. The balances are tiered, with different rates being paid as the balance moves within the tiers. If the balance changes within the month, the rate also changes to match the balance.
Limitations: A deposit of $5,000 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by pre-authorized or automatic transfer, or telephone (including data transmission agreement), order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Account Fees: A service charge of $12 will be assessed each statement cycle if your daily account balance falls below $5,000. Exceeding the limitations on this money market account could result in the transfer of this account to another type of account.


GOLDEN HARVEST CHECKING

Account holder must be 62 years of age or older.
Rate Information: This account does not earn interest.
Limitations: A deposit of $25 is required to open this account.
Account holder must be 62 years of age or older.
Account Fees: No service charge for a minimum balance will be assessed. ATM card issuance and activity charges are also waived.


CHECK REORDER

To place a check reorder, please visit our check reorder link. If you are unable to complete the online reorder, please call us at 765-732-3022. If you have a new address or you are out of numerical order on your check reorder, you will need to speak to a customer service representative at Bath State Bank. This is a security safety to protect your account.