Residential Mortgage Interest Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022 or 765-732-3147. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.
Effective: October 16, 2018

Years Interest Rate Point Out of Pocket Cost APR **Max Loan-to-Value
30 year fixed
4.875%
1 +
4.985%
95%
30 year fixed
4.875%
1/2 +

4.941%

95%
30 year fixed
5.000%
0 +
5.022%
95%
20 year fixed
4.625%
1 +
4.774%
95%
20 year fixed

4.750%

1/2 +
4.839%
95%
20 year fixed
4.750%
0 +

4.780%

95%
15 year fixed
4.250%
1 +
4.437%
95%
15 year fixed
4.375%
1/2 +
4.487%
95%
15 year fixed
4.500%
0 +    4.537% 95%
           

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value = Pending usage of loan