Residential Mortgage Interest Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022 or 765-732-3147. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.
Effective: April 6, 2020

Years Interest Rate Point Out of Pocket Cost APR **Max Loan-to-Value
30 year fixed
2.875%
1 +
2.973%
95%
30 year fixed
2.875%
1/2 +

2.934%

95%
30 year fixed
3.000%
0 +
3.020%
95%
20 year fixed
2.750%
1 +
2.888%
95%
20 year fixed

2.875%

1/2 +
2.958%
95%
20 year fixed
2.875%
0 +

2.903%

95%
15 year fixed
2.250%
1 +

2.427%

95%
15 year fixed
2.250%
1/2 +
2.356%
95%
15 year fixed
2.375%
0 +

2.410%

95%
10 year fixed
2.250%
1 +
2.510%
95%
10 year fixed
2.250%
1/2 +

2.406%

95%
10 year fixed
2.375%
0 +
2.427%
95%
           

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value = Pending usage of loan