Market Max CD Interest Rates

Minimum deposit for this program is $10,000 (unless contributing to your IRA, which would be $5,000) and a minimum of $150,000 household deposits with Bath State Bank. Your interest rate for a Market Max CD is based on your total deposits, which may include: Passbook Savings; Basic, Now or Golden Checking; Early Harvest Money Market, and Certificate of Deposits or IRA CDs. The tiered interest rates are based on total household deposits time of opening a Market Max CD and your choice of term in the Market Max CD Program.
ANNUAL PERCENTAGE YIELD (APY) IS LISTED

APY's effective: May 1-31, 2017

  6 mths 12 mths 18 mths 24 mths 36 mths 48 mths 60 mths 72 mths
$150,000-199,999.99 0.24 0.34 0.41 0.46 0.71 1.06 1.43 1.46
$200,000 - 249,999.99 0.26 0.36 0.43 0.48 0.73 1.08 1.45 1.48
$250,000 - $299,99.99 0.28 0.38 0.45 0.50 0.75 1.10 1.47 1.50
$300,000 - $349,999.99 0.31 0.41 0.48 0.53 0.78 1.13 1.50 1.53
$350,000 - 399,999.99 0.33 0.43 0.50 0.55 0.80 1.15 1.52 1.55
$400,000 - 449,999.99 0.35 0.45 0.52 0.57 0.82 1.17 1.54 1.57
$450,000 - $499,999.99 0.36 0.46 0.53 0.58 0.83 1.16 1.55 1.58
$500,000 - 599,999.99 0.38 0.48 0.55 0.60 0.85 1.20 1.57 1.60
$600,000 - 699,999.99 0.39 0.49 0.56 0.61 0.86 1.21 1.58 1.61
$700,000 - 799,999.99 0.40 0.50 0.57 0.62 0.87 1.22 1.59 1.62
$800,000 - 899,999.99 0.41 0.51 0.56 0.63 0.88 1.23 1.60 1.63
$900,000 - 999,999.99 0.42 0.52 0.59 0.64 0.89 1.24 1.61 1.64
$1,000,000 - 1,499,999.99 0.43 0.53 0.60 0.65 0.90 1.25 1.62 1.65
$1,500,000 + 0.44 0.54 0.61 0.66 0.91 1.26 1.63 1.66
                 
                 

APY = annual percentage yield. All APY's are calculated using daily compounding.
All interest rate information subject to change

Fees may reduce earnings on the account

Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to one year, the penalty is 3 months interest on the amount withdrawn; for more than one year, the penalty is six months interest on the amount withdrawn.