Market Max CD Interest Rates

Minimum deposit for this program is $10,000 (unless contributing to your IRA, which would be $5,000) and a minimum of $150,000 household deposits with Bath State Bank. Your interest rate for a Market Max CD is based on your total deposits, which may include: Passbook Savings; Basic, Now or Golden Checking; Early Harvest Money Market, and Certificate of Deposits or IRA CDs. The tiered interest rates are based on total household deposits time of opening a Market Max CD and your choice of term in the Market Max CD Program.
ANNUAL PERCENTAGE YIELD (APY) IS LISTED

APY's effective: May 1-31, 2018

  6 mths 12 mths 18 mths 24 mths 36 mths 48 mths 60 mths 72 mths
$150,000-199,999.99 0.24 0.34 0.41 0.58 0.83 1.19 1.78 1.93
$200,000 - 249,999.99 0.26 0.36 0.43 0.60 0.85 1.21 1.80 1.95
$250,000 - $299,99.99 0.28 0.38 0.45 0.62 0.87 1.23 1.82 1.97
$300,000 - $349,999.99 0.31 0.41 0.48 0.65 0.90 1.26 1.85 2.00
$350,000 - 399,999.99 0.33 0.43 0.50 0.67 0.92 1.28 1.87 2.02
$400,000 - 449,999.99 0.35 0.45 0.52 0.69 0.94 1.30 1.89 2.04
$450,000 - $499,999.99 0.36 0.46 0.53 0.70 0.95 1.31 1.90 2.05
$500,000 - 599,999.99 0.38 0.48 0.55 0.72 0.97 1.33 1.92 2.07
$600,000 - 699,999.99 0.39 0.49 0.56 0.73 0.98 1.34 1.93 2.08
$700,000 - 799,999.99 0.40 0.50 0.57 0.74 0.99 1.35 1.94 2.09
$800,000 - 899,999.99 0.41 0.51 0.58 0.75 1.00 1.36 1.95 2.10
$900,000 - 999,999.99 0.42 0.52 0.59 0.76 1.01 1.37 1.96 2.11
$1,000,000 - 1,499,999.99 0.43 0.53 0.60 0.77 1.02 1.38 1.97 2.12
$1,500,000 + 0.44 0.54 0.61 0.78 1.03 1.39 1.98 2.13
                 
                 

APY = annual percentage yield. All APY's are calculated using daily compounding.
All interest rate information subject to change

Fees may reduce earnings on the account

Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to one year, the penalty is 3 months interest on the amount withdrawn; for more than one year, the penalty is six months interest on the amount withdrawn.