Market Max CD Interest Rates

Minimum deposit for this program is $10,000 (unless contributing to your IRA, which would be $5,000) and a minimum of $150,000 household deposits with Bath State Bank. Your interest rate for a Market Max CD is based on your total deposits, which may include: Passbook Savings; Basic, Now or Golden Checking; Early Harvest Money Market, and Certificate of Deposits or IRA CDs. The tiered interest rates are based on total household deposits time of opening a Market Max CD and your choice of term in the Market Max CD Program.
ANNUAL PERCENTAGE YIELD (APY) IS LISTED

APY's effective: December 1-31, 2018

  6 mths 12 mths 18 mths 24 mths 36 mths 48 mths 60 mths 72 mths
$150,000-199,999.99 0.24 2.25 0.91 1.08 3.00 1.69 2.28 2.43
$200,000 - 249,999.99 0.26 2.25 0.93 1.10 3.00 1.71 2.30 2.45
$250,000 - $299,99.99 0.28 2.25 0.95 1.12 3.00 1.73 2.32 2.47
$300,000 - $349,999.99 0.31 2.25 0.98 1.15 3.00 1.76 2.35 2.50
$350,000 - 399,999.99 0.33 2.25 1.00 1.17 3.00 1.78 2.37 2.52
$400,000 - 449,999.99 0.35 2.25 1.02 1.19 3.00 1.80 2.39 2.54
$450,000 - $499,999.99 0.36 2.25 1.03 1.20 3.00 1.81 2.40 2.55
$500,000 - 599,999.99 0.38 2.25 1.05 1.22 3.00 1.83 2.42 2.57
$600,000 - 699,999.99 0.39 2.25 1.06 1.23 3.00 1.84 2.43 2.58
$700,000 - 799,999.99 0.40 2.25 1.07 1.24 3.00 1.85 2.44 2.59
$800,000 - 899,999.99 0.41 2.25 1.08 1.25 3.00 1.86 2.45 2.60
$900,000 - 999,999.99 0.42 2.25 1.09 1.26 3.00 1.87 2.46 2.61
$1,000,000 - 1,499,999.99 0.43 2.25 1.10 1.27 3.00 1.88 2.47 2.62
$1,500,000 + 0.44 2.25 1.11 1.28 3.00 1.89 2.48 2.63
                 
                 

APY = annual percentage yield. All APY's are calculated using daily compounding.
All interest rate information subject to change

Fees may reduce earnings on the account

Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to one year, the penalty is 3 months interest on the amount withdrawn; for more than one year, the penalty is six months interest on the amount withdrawn.