CD/IRA Interest Rates

Minimum deposit for CD accounts is $500 | Minimum deposit for IRA CD accounts is $50.

ANNUAL PERCENTAGE YIELD (APY) IS LISTED

APYs effective: May 1-31, 2020  
TERM $500-9,999.99 $10,000-49,999.99 $50,000-$99,999.99 $100,000 +
3 mths 0.04% 0.06% 0.08% Call for interest rates or see our
6 mths 0.15% 0.17% 0.19% Market Max Interest Rate Card
12 mths 0.40% 0.40% 0.40%  
         
18 mths 0.45% 0.47% 0.50%  
24 mths 0.50% 0.52% 0.55%  
36 mths 0.60% 0.62% 0.65%  
48 mths 0.70% 0.72% 0.75%  
60 mths 0.80% 0.82% 0.85%  
72 mths 0.90% 0.92% 0.95%  
VARIABLE IRA 1.00%

If you have more than $150,000 household deposits at Bath State Bank, check our Market Max CD interest rates.

Individual Retirement Accounts (IRAs) may be deposited at the same interest rate as the non-IRA Certificates of Deposit. IRA's are also available at a variable interest rate. This type of IRA must be written for a term of 18 months and the interest rate adjusts on the 1st day of the following months: February, May, August and November.

Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to one year, the penalty is 3 months interest on the amount withdrawn; for more than one year, the penalty is six months interest on the amount withdrawn.

APY = annual percentage yield. All APY's are calculated using daily compounding.

All interest rate information subject to change

Fees may reduce earnings on the account