Minimum deposit for CD accounts is $500 | Minimum deposit for IRA CD accounts is $50.
ANNUAL PERCENTAGE YIELD (APY) IS LISTED
APYs effective: December 1-31, 2019
|
TERM
|
$500-9,999.99 |
$10,000-49,999.99 |
$50,000-$99,999.99 |
$100,000 + |
|
3 mths
|
0.04%
|
0.06%
|
0.08%
|
Call for interest rates or see our |
|
6 mths
|
0.15%
|
0.17%
|
0.19%
|
Market Max Interest Rate Card |
| 12 mths SPECIAL |
1.26% |
1.26% |
1.26% |
|
|
|
|
|
|
|
|
18 mths
|
0.75%
|
0.80%
|
0.85%
|
|
|
24 mths
|
0.95%
|
1.00%
|
1.05%
|
|
|
36 mths SPECIAL
|
1.76%
|
1.76%
|
1.76%
|
|
|
48 mths
|
1.46%
|
1.51%
|
1.56%
|
|
|
60 mths
|
2.02%
|
2.07%
|
2.12%
|
|
|
72 mths
|
2.22%
|
2.27%
|
2.32%
|
|
If you have more than $150,000 household deposits at Bath State Bank, check our Market Max CD interest rates.
Individual Retirement Accounts (IRAs) may be deposited at the same interest rate as the non-IRA Certificates of Deposit. IRA's are also available at a variable interest rate. This type of IRA must be written for a term of 18 months and the interest rate adjusts on the 1st day of the following months: February, May, August and November.
Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to one year, the penalty is 3 months interest on the amount withdrawn; for more than one year, the penalty is six months interest on the amount withdrawn.
APY = annual percentage yield. All APY's are calculated using daily compounding.
All interest rate information subject to change
Fees may reduce earnings on the account
