Market Max Certificate of Deposits


ANNUAL PERCENTAGE YIELD (APY) IS LISTED

Minimum deposit for this program is $10,000
(unless contributing to your IRA, which would be $5,000) and a minimum of $150,000 household deposits with Bath State Bank. Your rate for a Market Max CD is based on your total deposits, which may include: Passbook Savings; Basic, Now or Golden Checking; Early Harvest Money Market, and Certificate of Deposits or IRA CDs. The tiered rates are based on total household deposits time of opening a Market Max CD and your choice of term in the Market Max CD Program.

APY's effective: March 1-15, 2010

  6 mths 12 mths 18 mths 24 mths 36 mths 48 mths 60 mths 72 mths
$150,000-199,999.99 0.80 1.30 1.40 1.65 2.00 2.50 2.75 2.85
$200,000 - 249,999.99 0.85 1.35 1.45 1.70 2.05 2.55 2.80 2.90
$250,000 - $299,99.99 0.90 1.40 1.50 1.75 2.10 2.60 2.85 2.95
$300,000 - $349,999.99 0.95 1.45 1.55 1.80 2.15 2.65 2.90 3.00
$350,000 - 399,999.99 1.00 1.50 1.60 1.85 2.20 2.70 2.95 3.05
$400,000 - 449,999.99 1.02 1.52 1.62 1.87 2.22 2.72 2.97 3.07
$450,000 - $499,999.99 1.03 1.53 1.63 1.88 2.23 2.73 2.98 3.08
$500,000 - 599,999.99 1.05 1.55 1.65 1.90 2.25 2.75 3.00 3.10
$600,000 - 699,999.99 1.06 1.56 1.66 1.91 2.26 2.76 3.01 3.11
$700,000 - 799,999.99 1.07 1.57 1.67 1.92 2.27 2.77 3.02 3.12
$800,000 - 899,999.99 1.08 1.58 1.68 1.93 2.28 2.78 3.03 3.13
$900,000 - 999,999.99 1.09 1.59 1.69 1.94 2.29 2.79 3.04 3.14
1,000,000 - 1,499,999.99 1.10 1.60 1.70 1.95 2.30 2.80 3.05 3.15
1,500,000 + 1.11 1.61 1.71 1.96 2.31 2.81 3.06 3.16



APY = annual percentage yield. All APY's are calculated using daily compounding.
All rate information subject to change

Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to one year, the penalty is 3 months interest on the amount withdrawn; for more than one year, the penalty is six months interest on the amount withdrawn.