Certificate of Deposit / IRA Interest Rates
TERM |
$500-9,999.99 | $10,000-49,999.99 | $50,000-$99,999.99 | $100,000 + |
|---|---|---|---|---|
3 mths |
0.15% |
0.24% |
0.45% |
Call for interest rates or see our |
6 mths |
0.20% |
0.30% |
0.50% |
Market Max Interest Rate Card |
12 mths |
0.31% |
0.50% |
0.70% |
|
18 mths |
0.34% |
0.53% |
0.72% |
|
24 mths |
0.50% |
0.70% |
0.89% |
|
36 mths |
0.87% |
1.07% |
1.27% |
|
48 mths |
1.16% |
1.36% |
1.54% |
|
60 mths |
1.56% |
1.75% |
1.94% |
|
72 mths |
1.57% |
1.76% |
1.95% |
|
If you have more than $150,000 household deposits at Bath State Bank, check our Market Max CD interest rates.
Individual Retirement Accounts (IRAs) may be deposited at the same interest rate as the non-IRA Certificates of Deposit. IRA's are also available at a variable interest rate. This type of IRA must be written for a term of 18 months and the interest rate adjusts on the 1st day of the following months: February, May, August and November.
Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to one year, the penalty is 3 months interest on the amount withdrawn; for more than one year, the penalty is six months interest on the amount withdrawn.
APY = annual percentage yield. All APY's are calculated using daily compounding.
All interest rate information subject to change