Certificate of Deposit / IRA Rates
TERM |
$500-9,999 | $10,000-49,999 | $50,000-$100,000 | $100,000 + |
|---|---|---|---|---|
3 mths |
0.16% |
0.36% |
0.56% |
Call for rates or see our |
6 mths |
0.36% |
0.56% |
0.76% |
Market Max Rate Card |
12 mths |
0.87% |
1.06% |
1.26% |
|
18 mths |
0.97% |
1.16% |
1.35% |
|
24 mths |
1.16% |
1.36% |
1.55% |
|
36 mths |
1.48% |
1.68% |
1.88% |
|
48 mths |
2.02% |
2.22% |
2.41% |
|
60 mths |
2.22% |
2.42% |
2.62% |
|
72 mths |
2.23% |
2.43% |
2.63% |
|
If you have more than $150,000 household deposits at Bath State Bank, check our Market Max CD rates.
Individual Retirement Accounts (IRAs) may be deposited at the same rate as the non-IRA Certificates of Deposit. IRA's are also available at a variable rate. This type of IRA must be written for a term of 18 months and the interest rate adjusts on the 1st day of the following months: February, May, August and November.
Premature Withdrawal: For time deposits with an original scheduled maturity of 30 days to three months, the penalty is all interest earned since the last issue date; for six months to one year, the penalty is 3 months interest on the amount withdrawn; for more than one year, the penalty is six months interest on the amount withdrawn.
APY = annual percentage yield. All APY's are calculated using daily compounding.
All rate information subject to change