The Bath State Bank

Harvest ATM Card

Bank State Bank's Harvest ATM Card is another great option. This card is used solely at ATMs. You can withdrawal funds from your checking and/or savings account. Carrying a Harvest ATM Card is a great idea, as you don't need to have extra cash. (This card does not replace credit card purchases.)

Harvest Check Card

Bath State Bank's Harvest Check Card can be used as a point-of-sale and is a replacement for checks anywhere VISA is accepted. All you need to do is sign your sales slip as you would with any credit card. There are no fees when you use a Harvest Check Card in place of a check. The amount of each purchase is deducted from your checking account and reported on your monthly statement. Get cash at ATMs, transfer money between accounts and see all transactions reported on your monthly statement. Carrying a Harvest Check Card is a great idea, as you don't need to have extra cash or checks for purchases.

Security and PINS

For security on both the Harvest Check Card and Harvest ATM Card, you will receive a four-digit Personal Identification Number (PIN) to use every time you use your card(s.)

Application

To apply for either card, please stop by Bath State Bank lobby or give us a call. We will be happy to assist your needs.

Fee-free locations for withdrawals

Fee-free locations for Bath State Bank customers are in the Bath's third drive-up lane, West College Corner branch first drive-up lane, at 52 Pik-Up (11183 US Hwy. 52 in Brookville, Ind.) and at Liberty's Co-op CountryMark (north of Liberty on U.S. 27.) The Bank's cards are accepted at thousands of ATM locations throughout the United States.

Helpful Hints

Keep track of your ATM receipts in one place so that you can find them easily — don't leave your receipts in the ATM. Shred or dispose of your receipts at home when you no longer need them.

Is there a spending limit with my Harvest Card?: Yes, there is a fixed spending limit for your protection; however, if you wish to adjust this, please call the Bank and we will be happy to adjust this for you.

Help . . . I lost my PIN

You must call Bath State Bank to have a card re-issued to you. We do not keep your personal ATM number on file.

Help . . . my card was stolen

Please call us immediately (or on the next business day) to report your lost or stolen card. Your liability is limited to $50; however, if you do not report the loss of theft right away you could be responsible for $500.


Notes:
To obtain a debit/ATM card, your account must be in good standing, with no overdrafts, for 30 days from the time of opening.. All cards issued are subject to Bath State Bank’s discretion.

Non-Visa Debit Transaction Processing.  Bath State Bank enables non-Visa debit transaction processing. This means you may use your Visa-branded debit card on a PIN-Debit Network (also known as non-Visa Network) without using a PIN. Pin-Debit Networks are Star, Star East, NYCE, Pulse and Honor. The non-Visa debit network Bath State Bank uses for such transactions is NYCE.

Examples of the types of actions that you may initiate a non-Visa Network transaction on your Visa-branded debit card include signing a receipt, providing a card number over the phone or via the internet, or swiping the card through a point-of-sale terminal. These are all “PIN-less” debit transactions. The merchant must provide you with a clear way of choosing to make these types of transactions.

The provisions of your agreement with us relating only to Visa transactions are not applicable to non-Visa or PIN-less transactions. For example, the additional limits on liability (sometimes referred to as Visa’s zero-liability program) and the streamlined error resolution procedures offered on Visa debit card transactions are not applicable to transactions processed on a PIN-Debit Network.