Types of Bonds


bondsU.S. Savings Bonds are backed by the full faith and credit of the United States. These make great gifts for celebrating the birth of a new child, birthdays and special occasions.

Treasury's I Bond

  • Sold at face value (you pay $50 for a $50 bond)
  • Offer a real rate of return over and above inflation
  • Buy as much as $5,000 per year
  • A fixed rate of return and a variable semiannual inflation rate (based on CPI-U  for March and September) are combined
  • Interest compounds semiannually for 30 years
  • Can be redeemed anytime after 12 months*. (*If redeemed before five years, there is a 3-month loss of interest.)
  • Exempt from state and local income taxes
  • Backed by the full faith and credit of the United States
  • Available in the following denominations: $50, $75, $100, $200, $500, $1,000, $5,000

Series EE Bond

  • Sold at half their face value (you pay $25 for a $50 bond)
  • Earn 90% of market rates on five-year Treasury securities
  • Buy as much as $5,000 per year
  • Bonds inssued after May 2005 earn a fixed rate of return
  • Bonds from May 1997 until April 2005 are based on 90% of the six-month averages of five-year Treasury Security yields.
  • Earn interest for up to 30 years. (*If redeemed before five years, there is a 3-month loss of interest.)
  • Need to redeem a bond? Please check with the U.S. Dept. of Treasury as requirements have changed.
  • Exempt from state and local income taxes
  • Backed by the full faith and credit of the United States
  • Available in the following denominations: $50, $75, $100, $200, $500, $1,000, $5,000, $10,000