Types of Bonds

U.S. Savings Bonds are backed by the full faith and credit of the United States. These make great gifts for celebrating the birth of a new child, birthdays and special occasions.

Treasury's I Bond

  • Sold at face value (you pay $50 for a $50 bond)
  • Offer a real rate of return over and above inflation
  • Buy as much as $30,000 per year
  • New rates announced each May 1st and November 1st. This inflation adjustment ensures that your savings earn money over and above inflation.
  • Earn interest for up to 30 years
  • Can be redeemed anytime after 12 months*. (*If redeemed before five years, there is a 3-month loss of interest.)
  • Exempt from state and local income taxes
  • Backed by the full faith and credit of the United States
  • Available in the following denominations: $50, $75, $100, $200, $500, $1,000, $5,000, $10,000

Series EE Bond

  • Sold at half their face value (you pay $25 for a $50 bond)
  • Earn 90% of market rates on five-year Treasury securities
  • Sold at half their face value (you pay $25 for a $50 bond)
  • Earn 90% of market rates on five-year Treasury securities
  • Buy as much as $15,000 per year
  • New rates announced each May 1st and November 1st. This rate adjustment ensures that your savings always tracks the Treasury bond market
  • Earn interest for up to 30 years. You can delay the tax consequences by exchanging them for Series HH Savings Bonds for up to 20 more years*. (*If redeemed before five years, there is a 3-month loss of interest.)
  • Can be redeemed anytime after 12 months*. (*If redeemed before five years, there is a 3-month loss of interest.)
  • Exempt from state and local income taxes
  • Available in the following denominations: $50, $75, $100, $200, $500, $1,000, $5,000, $10,000

Backed by the full faith and credit of the United States