The Bath State Bank

Home Equity Line of Credit and Second Mortgages

Based off the prime rate and equity position of your home
Acts like a checking account on the line of credit
Personal service
Floating rates and 30-year maximum for Home Equity Line of Credit
Fixed and adjustable rates for Second Mortgages
Payments made at Bath State Bank
No annual fee

Join homeowners who have discovered the value of home equity as a credit resource. This popular source of credit may be used to remodel your home, install a new pool or deck, update your roof or storm windows, finance a family member’s education, purchase a vehicle, consolidate bills and much more.

Our experienced loan officers can help you maximize your home’s value and borrow against your accumulated equity in your home at a competitive rate. We finance second mortgages as well as offer a line of credit. Ask us about our program.

Eligibility for potential borrowers:

• Loan Amount
• Home Equity Line of Credit
• Floating interest rate

Second Mortgage Loan (Closed-End Equity Loan):

• Fixed or adjustable rate

Information needed to process your loan:

• Paycheck stubs - most recent two pay periods
• Tax returns - past two years
• Assets - past two months statements of savings, checking and investment accounts
• More details will be provided upon an appointment with a Bath State Bank loan officer.