Agricultural Loans
Loans may include improved or unimproved properties
Fixed and variable interest rates
Personal service
Our loan officers know the farming business
Our commitment to agriculture is reflected in the long-term partnerships with our banking customers. We are renowned for our strong agricultural lending and we enjoy the benefit of working with many great farm operations no matter what the size.
We have the experience and products to help you with every aspect of your farming business. We understand that every person who walks through our door has a unique situation. Our experienced Ag loan officers take the time to evaluate your needs. Our service is truly personalized.
Conventional Loans
| Farm Real Estate Mortgage | (long term): 10 to 25 year loans with either fixed or variable interest rates. Monthly, quarterly, semi-annual or annual repayment schedules |
| Equipment or Broodstock Loans | (intermediate term): 3 to 5 year loans Monthly, quarterly, semi-annual or annual repayment schedules |
| Annual Operating Lines of Credit | Credit to finance annual input costs |
Unconventional Loans
| Unconventional Loans FSA Guaranteed Loans (Farm Service Agency) | Agricultural credit available to farmers who need more financing options; flexible terms; to be used to purchase farmland, broodstock and equipment. |
| Young Farmer Program | Helping beginning farmers purchase |
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Bath State Bank has acquired Preferred Lender Program status under U.S. Department of Agriculture — Farm Service Agency. The Preferred Lender Program, or PLP, is the top status that a lender can hold in the Farm Service Agency (FSA) Guaranteed Loan Program. The program allows us to help many more farmers purchase land, equipment and livestock, and assist them through difficult times with the help of this program.