Residential Mortgage Interest Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022 or 765-732-3147. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: December 16, 2014

Years Interest Rate Point Out of Pocket Cost APR **Max Loan-to-Value
30 year fixed
3.625%
1 +
3.727%
95%
30 year fixed
3.750%
1/2 +
3.812%
95%
30 year fixed
3.875%
0 +
3.896%
95%
20 year fixed
3.375%
1 +
3.517%
95%
20 year fixed
3.500%
1/2 +
3.585%
95%
20 year fixed
3.625%
0 +
3.653%
95%
15 year fixed
2.750%
1 +
2.930%
95%
15 year fixed
2.875%
1/2 +
2.983%
95%
15 year fixed
3.000%
0 +
3.036%
95%
           

All interest rates subject to change daily

A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value - Pending usage of loan