Residential Mortgage Interest Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.

For more information, please call and ask to speak with our residential mortgage department at 765-732-3022 or 765-732-3147. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.

Effective: October 22, 2014

Years Interest Rate Point Out of Pocket Cost APR Max Loan-to-Value
30 year fixed
3.750%
1 +
3.853%
95%
30 year fixed
3.875%
1/2 +
3.937%
95%
30 year fixed
4.000%
0 +
4.021%
95%
20 year fixed
3.500%
1 +
3.642%
95%
20 year fixed
3.625%
1/2 +
3.711%
95%
20 year fixed
3.750%
0 +
3.779%
95%
15 year fixed
2.875%
1 +
3.055%
95%
15 year fixed
3.000%
1/2 +
3.108%
95%
15 year fixed
3.125%
0 +
3.161%
95%
           

All interest rates subject to change daily

A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate