Residential Mortgage Interest Rates

All interest rates are for owner-occupied, single-family residences & subject to change daily. Interest rates and/or closing costs subject to credit score & loan-to-value.
For more information, please call and ask to speak with our residential mortgage department at 765-732-3022 or 765-732-3147. Call for quotes on non-conforming properties (which is property normally more than 5 acres), commercial and agriculture properties.
Effective: July 1, 2016

Years Interest Rate Point Out of Pocket Cost APR **Max Loan-to-Value
30 year fixed
3.125%
1 +
3.224%
95%
30 year fixed
3.250%
1/2 +
3.310%
95%
30 year fixed
3.375%
0 +
3.395%
95%
20 year fixed
3.250%
1 +
3.391%
95%
20 year fixed
3.250%
1/2 +
3.334%
95%
20 year fixed
3.250%
0 +
3.278%
95%
15 year fixed
2.500%
1 +
2.679%
95%
15 year fixed
2.625%
1/2 +
2.732%
95%
15 year fixed
2.625%
0 +
2.661%
95%
           

All interest rates subject to change daily
A "Point" is 1% of the Loan Amount as a loan closing fee charged to obtain a loan

APR = Annual Percentage Rate

**Loan-to-Value - Pending usage of loan